How to Buy
FIRST HOMES FOR FIRST-TIME BUYERS
Are you a first-time buyer wanting a place to call your own? let the First Homes scheme help you.
The government backed scheme works by allowing you to buy your first home for 30% less than the market value.
To be eligible, you must be able to get a mortgage of at least half the price of the home and not earn more than £80,000 a year.
First Homes is available on selected developments and specific plots. To find out which developments please click the below link.
We will need to check that you are eligible for the scheme.
The home must be your only or main residence.
Purchaser(s) must be:
- be 18 or older
- be first-time buyers
- be able to get a mortgage for at least half the price of the home
- have a joint income of not more than £80,000 a year before tax (£90,000 in London)
You will be required to pay the £250 reservation fee to hold the home you are wanting.
**if the application is not successful you will be given the reservation fee back in full**
The local council will check your application, they’ll tell you whether you’re eligible for the scheme. They’ll also contact:
- the developer or estate agent
- your mortgage adviser, if you have one
- your conveyancer
If the council agrees you’re eligible
The council will issue a certificate that shows you can be a First Homes owner.
From this stage onwards the process will be the same as a normal purchase. Your Sales Executive will talk you through every step and be with you throughout the process.
For more information please speak with the Sales Executive, or visit www.gov.uk/first-homes-scheme
ASSISTED MOVE
We can help you sell your home swiftly and effectively and help meet the cost in a few simple steps.
A reservation fee is taken to secure your new home for six weeks.
You will be given free mortgage advice from an independent new build specialist.
We will co-ordinate three valuations via our agent and agree the asking price with you.
Your property will then be marketed with three local appointed estate agents.
We will keep in touch with you throughout the six weeks and discuss the next course of action if your property remains unsold.
Once a sale has been agreed, contracts will be sent to your solicitor and the legal and mortgage process can begin. Property professionals will help progress your sale through to exchange.
When your new home is ready and legal completion takes place, we will pay the estate agents fees on your behalf.
Save & Build scheme
You save, we build your future.
Still saving for your first home? At NorthCountry Homes, we’re here to make the journey easier with our Save & Build scheme.
This unique opportunity allows you to reserve your brand-new home straight off the plan for just £99. While we take care of building your home, you’ll have time to continue saving towards your deposit.
We’ll provide a guide price at the time of reservation, so you’ll know what to aim for. And to help keep you on track, our team will check in with you each month to offer support and answer any questions along the way.
Plus, for every £1,000 you save, we’ll give £100 towards extras—so you can personalise your new home just the way you like it!
When your home is ready – and you are too – we’ll complete the process together and hand over the keys to your new beginning.
Terms and conditions apply. This scheme is available only on selected developments and specific plots, and is subject to the build stage of the property. Availability and eligibility may vary and cannot be guaranteed on all plots or developments.
Participation in this scheme is subject to status, and additional terms may apply depending on the chosen property and its stage of construction.
This scheme can not be used in conjunction with any other offer.
For full details and to confirm eligibility, please speak to one of our Sales Executives. We recommend discussing your individual circumstances with a member of our team prior to making any commitment.
Blue Light Card Offer
A special thankyou, from our family to yours
Reserve your new home & enjoy £1,750 towards extras.
At NorthCountry Homes, we’re proud to support the everyday heroes who make a difference in our communities. As a gesture of our appreciation, we’re offering an exclusive incentive for Blue Light Card holders.
Our way of helping you personalise your new home, your way.
This offer is available from 12th May 2025 and is exclusive anyone who holds a Blue Light Card. This offer can be used in conjunction with certain schemes and offers available. This offer will be provided in the form of a voucher to be used towards options and extras. Options and extras are subject to availability and build stage. NorthCountry Homes reserves the right to amend, alter, or withdraw the promotion at any time. This offer does not apply to shared ownership or discount market sale properties. Please speak to our Sales Executive for more information.